Did you know that it takes an average of 10 minutes to get approved for a loan? That’s right, with just one click, you can have the cash in your bank account in no time. If you want to get a loan fast today, then this is the place to be! Fill out our short form and we’ll match you up with lenders who are ready to approve your application. And best yet, once they’ve reviewed your information, they will contact YOU so there won’t be any waiting around on pins or needles wondering when someone will call.
Review Your Credit Score
To have a better chance of being approved by lenders, you need to review your credit score before applying. If the lender sees that your rating is over 550 or higher on both major bureaus (Experian & Equifax), they will approve most applications. If your score is below 650, you might want to do some credit repair or wait until it rises. Review the lender’s requirements for fast loans. This way, you can be sure that you are prepared to get the approval. Ask for more information about fast loans before applying. Some companies will ask for your tax returns, W-forms, bank statements, and other personal files, so they know how much money you make every month.
Compare Interest Rates
You should compare interest rates and fees before you apply for a loan. When interest rates are high, the lender makes more money on loans that go unpaid. The first step to comparing different types of a payday advance is to compare interest rates because this determines how much borrowers pay back over time. You can usually find these numbers in the website’s fine print. One thing to look for is fees associated with getting the loan, ranging from around $15 to as much as $40 per every hundred dollars borrowed. This means that if you borrow a thousand dollars over 14 days, you could pay up to an additional 560 in finance charges between paying back interest and borrowing fees.
Pick Your Loan Options
When you pick your fast loans, make sure it is the right option for your circumstances. There are usually two types of online payday cash advances: installment and line-of-credit options. With an installment loan, you pay back a fixed amount each month until you’re done paying off the entire balance within six months to five years (depending on the lender’s requirements). You can then request another installment loan if you need it for line-of-credit loans, which are usually much smaller than installment payday cash advances. You pay just the interest each month until all of your payments have been made within a specific timeframe (usually about six months to five years) or until you’ve paid off the entire loan balance.
There are many reasons to take out a fast loan, and if you need one, don’t wait! Fill out the form below or give us a call. We have an experienced team that can help approve your application quickly to get back on track with life as soon as possible. Try it now!